Agarwal, Sumit
Household Credit Usage
Part I. Introduction
1. Household Finance and the Financial Decision-Making Process
Sumit Agarwal, Brent W. Ambrose
Part II. Household Credit—Demand and Supply
2. Recent Developments in the Credit Card Market and the Financial Obligations Ratio
Kathleen W. Johnson
3. Whither Consumer Credit Counseling
Robert M. Hunt
4. Consumption, Debt, and Portfolio Choice: Testing the Effects of Bankruptcy Law
Andreas Lehnert, Dean Maki
Part III. Household Use of Personal Credit
5. Collateral and Sorting: An Empirical Investigation of the Market for HELOCs
Shubhasis Dey, Lucia Dunn
6. Asymmetric Information and the Automobile Loan Market
Sumit Agarwal, Brent W. Ambrose, Souphala Chomsisengphet
7. Introductory Credit Card Offers and Balance Switching Behavior of Cardholders
Tufan Ekici, Lucia Dunn, Tae Hyung Kim
8. An Exploration of Usage of Personal Credit Cards by Small Businesses
Grace Kim
9. Debit Cards: The New, Old Way to Pay
Marc Anthony Fusaro
10. Linkages between Consumer Payments and Credit
Sujit Chakravorti
11. Payday Lending: Evolution, Issues, and Evidence
Katherine A. Samolyk
Part IV. Household Use of Mortgage Debt
12. Do Renters Miss the boat? Homeownership, Renting, and Wealth Accumulation
C. Tsuriel Somerville, Paulina Teller, Michael Farrell, Yosh Kasahara, Li Qiang
13. Choosing between Fixed- and Adjustable-Rate Mortgages
Monica Paiella, Alberto Franco Pozzolo
14. Interest Rates in the Sub-Prime Mortgage Market
Souphala Chomsisengphet, Anthony Pennington-Cross
15. Default and Prepayment Risk in Residential Mortgage Loans: A Review and Synthesis
Michael LaCour-Little
Part V. Regulators Prospective of Consumer Credit
16. Statistical Analysis and Modeling for Fair Lending and Compliance: The OCC’s Perspective
Mark Pocock, Irene Fang, Jason Dietrich
Nyckelord: Economics, Macroeconomics/Monetary Economics//Financial Economics, Management, Finance, general, Popular Science in Economics / Management
- Utgivare
- Agarwal, Sumit
- Ambrose, Brent W.
- Utgivare
- Springer
- Utgivningsår
- 2007
- Språk
- en
- Utgåva
- 1
- Sidantal
- 304 sidor
- Kategori
- Ekonomisk
- Format
- E-bok
- eISBN (PDF)
- 9780230608917
- Tryckt ISBN
- 978-1-349-53946-8