A Guide to SME Financing

1. Introduction: The Actuality and the Potential of SMEs in Developing Economies
David Munro

2. What Is an SME?
David Munro

3. Why Are SMEs Appropriate for Bank Financing
David Munro

4. How May Banks Address the Constraints and Perceived Drawbacks to Financing SMEs?
David Munro

5. An Outline of the Credit Application, Analysis, and Approval Process: The Centrality of Credit Analysis
David Munro

6. Streamlining and Templatizing the Credit Analysis Process
David Munro

7. Staff Training
David Munro

8. Documentation: Loan Agreements and Documentary Requirements
David Munro

9. Marketing and Creating a Portfolio
David Munro

10. Monitoring SME Loan Income/Performance Monitoring of Credit/Marketing Officers
David Munro

11. Reports, Repayment Monitoring, and Collections
David Munro

12. Setting Up an SME Unit—Is It a Good Idea?
David Munro

13. Value Propositions/Types of Products
David Munro

14. The Role of Loan Guarantees
David Munro

15. Conclusion
David Munro

Keywords: Business and Management, Business Finance, Accounting/Auditing, Operation Research/Decision Theory, Investments and Securities, Banking, Finance, general