Login

Agarwal, Sumit

Household Credit Usage

Agarwal, Sumit - Household Credit Usage, ebook

145,15€

Ebook, PDF with Adobe DRM
ISBN: 9780230608917
DRM Restrictions

PrintingNot allowed
Copy to clipboardNot allowed

Table of contents

Part I. Introduction

1. Household Finance and the Financial Decision-Making Process
Sumit Agarwal, Brent W. Ambrose

Part II. Household Credit—Demand and Supply

2. Recent Developments in the Credit Card Market and the Financial Obligations Ratio
Kathleen W. Johnson

3. Whither Consumer Credit Counseling
Robert M. Hunt

4. Consumption, Debt, and Portfolio Choice: Testing the Effects of Bankruptcy Law
Andreas Lehnert, Dean Maki

Part III. Household Use of Personal Credit

5. Collateral and Sorting: An Empirical Investigation of the Market for HELOCs
Shubhasis Dey, Lucia Dunn

6. Asymmetric Information and the Automobile Loan Market
Sumit Agarwal, Brent W. Ambrose, Souphala Chomsisengphet

7. Introductory Credit Card Offers and Balance Switching Behavior of Cardholders
Tufan Ekici, Lucia Dunn, Tae Hyung Kim

8. An Exploration of Usage of Personal Credit Cards by Small Businesses
Grace Kim

9. Debit Cards: The New, Old Way to Pay
Marc Anthony Fusaro

10. Linkages between Consumer Payments and Credit
Sujit Chakravorti

11. Payday Lending: Evolution, Issues, and Evidence
Katherine A. Samolyk

Part IV. Household Use of Mortgage Debt

12. Do Renters Miss the boat? Homeownership, Renting, and Wealth Accumulation
C. Tsuriel Somerville, Paulina Teller, Michael Farrell, Yosh Kasahara, Li Qiang

13. Choosing between Fixed- and Adjustable-Rate Mortgages
Monica Paiella, Alberto Franco Pozzolo

14. Interest Rates in the Sub-Prime Mortgage Market
Souphala Chomsisengphet, Anthony Pennington-Cross

15. Default and Prepayment Risk in Residential Mortgage Loans: A Review and Synthesis
Michael LaCour-Little

Part V. Regulators Prospective of Consumer Credit

16. Statistical Analysis and Modeling for Fair Lending and Compliance: The OCC’s Perspective
Mark Pocock, Irene Fang, Jason Dietrich

Keywords: Economics, Macroeconomics/Monetary Economics//Financial Economics, Management, Finance, general, Popular Science in Economics / Management

Editor
 
Publisher
Springer
Publication year
2007
Language
en
Edition
1
Page amount
304 pages
Category
Economy
Format
Ebook
eISBN (PDF)
9780230608917
Printed ISBN
978-1-349-53946-8

Similar titles